Friday, June 3, 2011

Do you have an iPhone? Want FREE texting?

I, myself, do not have an iPhone, so I have NO idea what I'm talking about here. Hey, I JUST got texting a couple of months ago. I'm getting old. I am at the point in life, where I don't understand all that technology "stuff" out there. Yes, this, for me, is a higher level of technology than what I know. ☺ Well, you know that I'm all about THE FREE!! I'm guessing you might be too. ☺ Well, check this out..... If you are one of those lucky people that have an iPhone here's what Common Sense With Money shared today.....

You can score FREE texting on your iPhone. Here's how.....You can "simply" install TEXT FREE on your iPhone and you're set. She says the text will come for a number that is not your normal cell phone, but you can send pictures and texts as often as you want. She also stated that this app works form an iTouch and EVEN an iPad. She wasn't sure about an Android (what's an Android?).

She says she uses this and someone else said they use it too and are happy with it. Wow, what a great way to cut costs!!! Now, I guess I need to get myself one those "dew hickies." ☺

Thanks for sharing Common Sense with Money!

Cheryl

Some new printables.... Anyone for some chocolate?

Anyone want some chocolate? Look at these two coupons that were just released......


These are going to be on sale starting Sunday at Rite Aid. 

Nestle Crunch Single Serve Candy (1.2-2.1 oz) – $0.50 each

Nestle Crunch $0.50 X1
-$0.35/1
=$0.15!

Here is a another coupon that I, personally, have not printed yet....

Love pineapple. Yum! You can go on over here to print these coupons out.

Thanks!

Cheryl

Okay, good luck!

Cheryl

What is a Catalina?

I get asked this question a lot. So, I thought I would take the time out and explain/show you all what a Catalina is, if you are not quite sure what one is.

-A Catalina (a.k.a. CAT/Cat/cat) is a coupon put out by a manufacturer at the end of your transaction at the store for purchasing certain items. Not all stores have Catalina machines.  To my knowledge some of the stores include:  Safeway, Albertsons, Yokes (local), Target, Fred Meyer/Kroger, Kmart, just to name a few of the "bigger" stores. There are different types of Cats, usually the one we are referring to is dollars off of your next order of ANYTHING, except there are some exclusions like beer, wine, cigarettes, such things like that. You will have to check yours. But, for the most part, you can use it just like cash for dollars/cents to come off of your next order. Anyway, Catalinas are our friends, especially if we can roll them. (Roll= Use them on your next order to take money off and then get another one back if you are buying the same thing or whichever way you choose to use them).
-A Catalina is a manufacturer coupon, though many will state at the top where you got the coupon from. Like if you get it from Safeway, it is going to have the Safeway logo and name up at the top. Cats are manufacturer coupons so you "should" be able to take it ANYWHERE that accepts manufacturer coupons. Some stores have a problem if there is another store name up at the top of the coupon, so you kinda do this at "your own risk." Unless, you have a store that takes competitor coupons, like we have Yoke's.
- Cats do have an expiration date, so you need to make sure that you use them before they expire so you don't lose out on that coupon. I have done that way too many times. :(
-Cats can come in many different values. I have seen them from $0.50 up to $5.
-Another form of a Cat is a specific coupon for dollars or cents off of a specific item. I got one recently from Safeway for a FREE cleaner by the brand of Bright Green. Now, I'm not sure if that is a Safeway only brand, but they carry it and I picked it up yesterday and used my FREE Cat coupon.

So for example, here is my Cat that my husband got yesterday. Keep in mind that I had already been to Safeway earlier in the week and got a Cat from my previous purchase of Betty Crocker Fruit Snacks.

He bought 6 Betty Crocker Fruit Roll-Ups at Safeway...(There is a Catalina running from 12/27 to 1/23 for Betty Crocker Fruit Snacks from General Mills) See sample below....

So, we started out with having a $3 Cat already, in-hand. We are going to, what is called, ROLL my previous Cat.

Betty Crocker Fruit Roll-Ups X5 at $0.99 each, which equals $4.95
Now, I have a coupon for $1 off of three ($1/3) AND I have a coupon for $0.50 off of two ($0.50/2) that I printed out from here ($1/3) and here ($0.50/3).
So, minus my $1 coupon and my $0.50, we are down to $3.45!
Now, this is where I ROLL my previous Cat. Now, I give them my $3 Cat that I got from my previous order!
Okay, so NOW my total is ONLY $0.45!!!! THAT IS HOW MUCH I PAY OOP (Out Of Pocket)! ONLY $0.45! Okay, so now I wait, while I am still at the register, for my NEXT Cat for $3 to print! Now, I have another Cat in my hot little hands to replace the one that I just paid with. Now, I can turn around and do it AGAIN and only pay $0.45 AGAIN, and then ROLL it again, and again, and again, and again..............., if I want. Of course, without clearing the shelves and doing too many transactions. ;)  Each time only paying $0.45 or EVEN only $0.40.  If you take your own bag to Safeway, they will give you a $0.05 credit toward your purchase! :) Not all stores give you credit for your own bags, but a few do. I have actually made money doing this. Yep, there have been a couple of times that I have left with an extra nickle, literally, in my pocket for bringing my own bags (not Safeway).

Click on the image to make it bigger
Sometimes there are problems and your Cat doesn't print. This may happen because you didn't purchase EXACTLY what was required in order to get the Cat. That does happen. Sometimes there is a malfunction in the system, sometimes it just doesn't print. Now, Catalinas are from a different company than what store you are at. It is actually the "Catalina" company. You can contact them with your info. They will need your name address and information from your receipt. Usually they will mail you out a Catalina in the mail if you were supposed to get one and did not. They are really good about this. You can even e-mail them.

Here is the phone number...(888) 826-8766.
Here is the e-mail.  coupon@catalinamarketing.com

Some information to include would be....

Your name
Mailing Address
Store info like:  Name, address, and store number. (This is all on your receipt)
Make sure to include the time and date of your transaction too. (This is all on your receipt)
If you are at a store that has a "store card," like your Club card, make sure you include that.
You will need to include the total amount of your purchase from your receipt.
Make sure you tell them what Catalina promo you were expecting to get back. You really do need to be specific in telling them what promo you were going for like you were expecting a certain amount back, from the specific brand/company, because you bought ......

I hope this helps explain the Catalina a little better. Good luck!

Any questions, suggestions, comments, let me know. I will do my best to help you out! :)

Thanks!

Cheryl

Learning The Art of Couponing

Well, I figured with all the newbies lately and the questions that I have had, personally, about couponing, I figured I would repost this. These are a few tips to help you get started....
1. Go slow. Don't try to get a good deal on everything at first. You will become very overwhelmed and will not know where to start.

2. Start printing your coupons. What I did was started printing everything that my family uses. Yes, you may not be able to use them right now, but there might be a sale here in the very near future. So, start printing. On most websites you are usually only permitted to print two coupons per computer. Now, there are some coupons every now and then that let you print more than one.

Here are a few sites that I use......

coupons.com
redplum.com
couponnetwork.com
bettycroker.com
eatbetteramerica.com


****THE BIG NO NO TO COUPONING......DO NOT MAKE COPIES OF YOUR COUPONS!!!!
This is considered fraud and you are not playing fair with the rest of us who are getting our coupons fair and square. 

3. Now that you have your coupons printed, try and organize them a little bit. What I did was I went out and buy a big zipup binder of some sort and then I bought some picture album inserts. Then, I organized them by category. I put the yogurts with yogurts, cereals, crackers, snacks, etc. That way when I go shopping I can just go and look in the category that I need and pick out my coupon that I need if I don't have it picked out yet.

4. Now we wait and watch for our items to go on sale, but we don't just wait for ANY sale. We want to get the best value for our money so we try to wait for when our items are at their lowest. It is hard to be patient. Remember we want this to benefit our wallet. So, we are trying to save the most amount of money that we can. Sometimes, at first, it is hard to be patient, but it will PAY off.

Look through the grocery adds, when you are at the grocery store take a look around and maybe check the prices on the items that you are interested in and make note. So, you can refer back to that in the future. One of the things to remember is to not buy something just because it's a great deal. You are not really saving money if you do that. We want to just buy what we need. Try to make a plan and stick to it.

5. Most of the time you CAN use a coupon on a clearanced item too. That is really a great way to get the best value for your money.

I also, when I am looking for good deals, check out the other bloggers out there. They are so helpful and have so many tips and hints. Remember nothing is set in stone and what may work for someone else may not work for you. There are so many different reasons as to why something may work for someone else and not you.

6. When using your coupons, here are a couple of hints/rules. So we have waited for the sales and we have coupons to use with the sale prices. We can use a manufacture coupon, which most of them say "Manufacturer Coupon" on the top or somewhere on it. You can use a manufacture coupon at just about ANY store. Well, any store that accepts coupons. Well, on top of that you can also use a store coupon with it too. A store coupon has the name of the store on the coupon. Like for instance, let's say that Fred Meyer has laundry detergent coupon in their add this week for 1.99. Well, that coupon is only good at Fred Meyer. Okay, so we also have a coupon that we either printed out off the Internet or got in the Sunday paper for $0.50. Yes, we can use them both together for one bottle of soap to make it $1.49. This is called "stacking," because you are stacking a store coupon and a manufacture coupon. This is perfectly okay. So, for every bottle of soap that you want to get at this deal, you need more coupons. Yes, one coupon per item. Sometimes the store coupons have a limit of 2 or 4, so your store coupon you only need one coupon, but you will need more of the manufacture coupons in order to get your deal.

7. Make sure you read the fine print on your coupons. You can use more than one coupon in a "transaction" if it says "one coupon per purchase." Each item that you are purchasing is a purchase. Now, if it says one coupon per "transaction" that is a different story and means you can only use one coupon per transaction, which is your whole order. Sometimes you can break up your transactions and make two or three. It all depends on the store and your cashier.

8. Remember when couponing to have fun and to be aware of those around us too. Let's try not to get too grumpy with the cashiers. They do have a job to do. If there is someone behind you that maybe only has a couple of items and you have quite a bit, plus your handy dandy coupons, let them go ahead of you. Just common courtesy. We want this to be a pleasant experience for all of us.

If you have any questions, please feel free to e-mail me..........I will do my best to get you an answer.

Good luck!

Cheryl

Savemore.com

I shared a deal with you the other day from this site and today they have ANOTHER great deal.

Have you signed up for this deal yet today? You don't know what I'm talking about? Well, there is a "new" daily deal site called Savemore.com (well....new to me), and if you go and sign up then they give you a $10 credit (at least they were this morning). Anyway, there is a deal for.......$20 worth in reusable grocery bags FOR ONLY 8 BUCKS! So, if you sign up and get the $10 credit, you can score this for FREE!!! I did it this morning and it woked just fine for me.

So, if you are interested at all  you can go on over here and get yourself signed up and get in on this deal. I am not sure how long this deal is going to last, so if you are interested I would hop on it pretty soon.

Good luck!

Cheryl